{"id":39,"date":"2022-10-05T09:40:14","date_gmt":"2022-10-05T07:40:14","guid":{"rendered":"http:\/\/me.sympat.me\/?page_id=39"},"modified":"2022-10-05T12:56:50","modified_gmt":"2022-10-05T10:56:50","slug":"health-insurance-germany","status":"publish","type":"page","link":"https:\/\/sympat.me\/solutions\/health-insurance-germany\/","title":{"rendered":"Health Insurance"},"content":{"rendered":"<div id='av_section_1'  class='avia-section av-1qu6or-e820e6d11890ec855125956354b6b8fb main_color avia-section-default avia-no-shadow  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-39'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-29fif-24d319506b17c62ad31cecb11f4322f3\">\n#top .av-special-heading.av-29fif-24d319506b17c62ad31cecb11f4322f3{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-29fif-24d319506b17c62ad31cecb11f4322f3 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-29fif-24d319506b17c62ad31cecb11f4322f3 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-29fif-24d319506b17c62ad31cecb11f4322f3 av-special-heading-h1 blockquote modern-quote  avia-builder-el-1  el_before_av_three_fourth  avia-builder-el-first '><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Get Health Insurance in Germany<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='flex_column av-av_three_fourth-7714eba142aeda1f8b5272a3c372b279 av_three_fourth  avia-builder-el-2  el_after_av_heading  el_before_av_one_fourth  first flex_column_div  '     ><section  class='av_textblock_section av-1pogu3-033ddc2c48fb77455738845a7dd04b78 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Everyone who is registered\u00a0in Germany must\u00a0have health insurance. This is written in the law. There are different types of health insurance.\u00a0Which kind of health insurance you need depends on your individual situation. Are you a student, employed or do you work as a freelancer? How long will you be in Germany for? Are you here for a limited period of time, or are you planning to stay in the long term? Do you need a proof of health insurance for your visa application? All of this influences which\u00a0health insurance you should opt for. And you can find the solution on this page.\u00a0Fill out questionnaire now.And\u00a0make a free\u00a0consultation to explore your personal options.<\/p>\n<\/div><\/section><\/div><div  class='flex_column av-av_one_fourth-f1c518e9ff58e869f80c8f093487abc9 av_one_fourth  avia-builder-el-4  el_after_av_three_fourth  el_before_av_one_full  flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8uaiypz-7d6120920c040c5acf2e2119d165ba54\">\n.avia-image-container.av-l8uaiypz-7d6120920c040c5acf2e2119d165ba54 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l8uaiypz-7d6120920c040c5acf2e2119d165ba54 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l8uaiypz-7d6120920c040c5acf2e2119d165ba54 av-styling- avia-align-left  avia-builder-el-5  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img class='avia_image ' src='https:\/\/sympat.me\/wp-content\/uploads\/2022\/09\/19-180x180.png' alt='' title='19'  height=\"180\" width=\"180\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1p034v-af748205c0f45474367ffb3925cedad6\">\n.flex_column.av-1p034v-af748205c0f45474367ffb3925cedad6{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1p034v-af748205c0f45474367ffb3925cedad6 av_one_full  avia-builder-el-6  el_after_av_one_fourth  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><div  class='av_promobox av-1od9on-6cc9c9a0f5d2836a92596419d8d0182e avia-button-yes  avia-builder-el-7  avia-builder-el-no-sibling '><div class='avia-promocontent'><\/p>\n<h3>Public Health Insurance &#8211; BARMER<\/h3>\n<p><strong>Who is eligible?<\/strong><\/p>\n<p>\u221a anyone with an\u00a0employment contract<br \/>\n\u221a students<br \/>\n\u221a self-employed with an income<br \/>\n\u221a registered as unemployed<\/p>\n<\/div><div  class='avia-button-wrap av-1od9on-54c978a9e99cbd020dd201a9835a0b37-wrap avia-button-right '><a href='#public'  class='avia-button av-1od9on-54c978a9e99cbd020dd201a9835a0b37 avia-icon_select-yes-left-icon avia-size-medium avia-position-right avia-color-theme-color'  ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue87b' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Apply now!<\/span><\/a><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_full-abf61815a02831d116b1aaa4a1b0ed13\">\n.flex_column.av-av_one_full-abf61815a02831d116b1aaa4a1b0ed13{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_one_full-abf61815a02831d116b1aaa4a1b0ed13 av_one_full  avia-builder-el-8  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><div  class='av_promobox av-l8vazj6a-459fd2d38672e0d1353b0252b9f86046 avia-button-yes  avia-builder-el-9  avia-builder-el-no-sibling '><div class='avia-promocontent'><\/p>\n<h3>Public Health Insurance &#8211; Techniker Krankenkasse<\/h3>\n<p><strong>Who is eligible?<\/strong><\/p>\n<p>\u221a anyone with an\u00a0employment contract<br \/>\n\u221a students<br \/>\n\u221a self-employed with an income<br \/>\n\u221a registered as unemployed<\/p>\n<\/div><div  class='avia-button-wrap av-l8vazj6a-087f8f42616c8ee56365d007f254ea7e-wrap avia-button-right '><a href='#publicTK'  class='avia-button av-l8vazj6a-087f8f42616c8ee56365d007f254ea7e avia-icon_select-yes-left-icon avia-size-medium avia-position-right avia-color-theme-color'  ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue87b' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Apply online!<\/span><\/a><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1nxwfz-cdddf0a671d0ab2a10181bd16298c981\">\n.flex_column.av-1nxwfz-cdddf0a671d0ab2a10181bd16298c981{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1nxwfz-cdddf0a671d0ab2a10181bd16298c981 av_one_full  avia-builder-el-10  el_after_av_one_full  el_before_av_one_full  first flex_column_div av-zero-column-padding  column-top-margin'     ><div  class='av_promobox av-1n15cr-6bbc3cb0fe483eb18b28d3bf7e77e839 avia-button-yes  avia-builder-el-11  avia-builder-el-no-sibling '><div class='avia-promocontent'><\/p>\n<h3>Private Health Insurance\u00a0&#8211; CareConcept<\/h3>\n<p><strong>Who is eligible?<\/strong><\/p>\n<p>\u221a\u00a0 Persons with residency in other countries of the world who are staying in Germany<br \/>\n\u221a Persons in any country worldwide with residency in Germany<br \/>\n\u221a Persons with residency in Germany<\/p>\n<p>\u221a You need proof of health insurance for a German visa or residence permit<br \/>\n\u221a Interns, language students, au-pairs, tourists, expats<br \/>\n\u221a Anyone with no income in Germany<\/p>\n<\/div><div  class='avia-button-wrap av-1n15cr-6e64c994fc8ed8de9897e947d6a5d935-wrap avia-button-right '><a href='#careconcept'  class='avia-button av-1n15cr-6e64c994fc8ed8de9897e947d6a5d935 avia-icon_select-yes-left-icon avia-size-medium avia-position-right avia-color-theme-color'  ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue87b' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Get insurance online!<\/span><\/a><\/div><\/div><\/div><div  class='flex_column av-1mp6ev-b11f9aa46f7965b5b278de8a9091e58e av_one_full  avia-builder-el-12  el_after_av_one_full  avia-builder-el-last  first flex_column_div  column-top-margin'     ><div  class='av_promobox av-1m460b-7016a5d8f7d7cda13773734243ddd46d avia-button-yes  avia-builder-el-13  avia-builder-el-no-sibling '><div class='avia-promocontent'><\/p>\n<h3>Private Health Insurance &#8211; ottonova<\/h3>\n<p><strong>Who is eligible?<\/strong><\/p>\n<p>\u221a Non-EU citizens with temporary visa working &amp; staying in Germany up to 5 years or more<br \/>\n\u221a Self-employed &amp; employees<br \/>\n\u221a Income limit for employees is \u20ac64,350 per year<\/p>\n<\/div><div  class='avia-button-wrap av-1m460b-af0dd4794691e9236e319f341ad88cc1-wrap avia-button-right '><a href='#private'  class='avia-button av-1m460b-af0dd4794691e9236e319f341ad88cc1 avia-icon_select-yes-left-icon avia-size-medium avia-position-right avia-color-theme-color'  ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue87b' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Get informed here!<\/span><\/a><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1lbrbn-2a885e2eb214241f24547614bcc3d697\">\n.avia-section.av-1lbrbn-2a885e2eb214241f24547614bcc3d697 .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/sympat.me\/wp-content\/uploads\/2022\/08\/jeshoots-com-l0j0DHVWcIE-unsplash-scaled.jpg);\nbackground-position:50% 0%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='public'  class='avia-section av-1lbrbn-2a885e2eb214241f24547614bcc3d697 main_color avia-section-default avia-no-shadow  avia-builder-el-14  el_after_av_section  el_before_av_section  avia-full-stretch av-parallax-section avia-bg-style-parallax av-minimum-height av-minimum-height-25 av-height-25  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_pc='25' data-av_min_height_opt='25'><div class='av-parallax' data-avia-parallax-ratio='0.3' ><div class='av-parallax-inner main_color avia-full-stretch'><\/div><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-39'><div class='entry-content-wrapper clearfix'>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_3'  class='avia-section av-1l4acb-93ac06802a41b27bb29c5cbc962265cb main_color avia-section-default avia-no-shadow  avia-builder-el-15  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-39'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1kd91f-8f53d7079946b8e6e30e6bab7fc33a3e\">\n.avia-image-container.av-1kd91f-8f53d7079946b8e6e30e6bab7fc33a3e img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-1kd91f-8f53d7079946b8e6e30e6bab7fc33a3e .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-1kd91f-8f53d7079946b8e6e30e6bab7fc33a3e av-styling- avia-align-  avia-builder-el-16  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img class='avia_image ' src='https:\/\/sympat.me\/wp-content\/uploads\/2018\/11\/logo-barmer-data-300x111.jpg' alt='' title='logo-barmer-data'  height=\"111\" width=\"300\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1jqznf-ca7f52b92cfc77f04ac5fdd41b8fdabe\">\n#top .hr.hr-invisible.av-1jqznf-ca7f52b92cfc77f04ac5fdd41b8fdabe{\nheight:10px;\n}\n<\/style>\n<div  class='hr av-1jqznf-ca7f52b92cfc77f04ac5fdd41b8fdabe hr-invisible  avia-builder-el-17  el_after_av_image  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1m8mv-df94f1f3b3f447f5f197789c1395a737\">\n#top .av-special-heading.av-1m8mv-df94f1f3b3f447f5f197789c1395a737{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-1m8mv-df94f1f3b3f447f5f197789c1395a737 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-1m8mv-df94f1f3b3f447f5f197789c1395a737 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-1m8mv-df94f1f3b3f447f5f197789c1395a737 av-special-heading-h2 blockquote modern-quote  avia-builder-el-18  el_after_av_hr  el_before_av_one_full '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Public Health Insurance &#8211; BARMER<\/h2><div class='av-subheading av-subheading_below'><p>Apply online &amp; get a FREE consultation<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='flex_column av-1i9wjf-416730b6ac0c221d22358488f978b167 av_one_full  avia-builder-el-19  el_after_av_heading  el_before_av_two_third  first flex_column_div  '     ><section  class='av_textblock_section av-1i0oo7-e3596e66c1d41ec4324eea14b31dee0a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>You want to choose the best health insurance for your start in Germany? Do you care about quality, especially when it comes to your health? Then BARMER is your partner in health insurance. BARMER works with the best doctors, whose health and treatment plans are particularly varied and flexible. Digital offerings, such as the BARMER app, support you in your everyday life, improve your health and enhance your work-life balance.<\/p>\n<p>The BARMER provides public health insurance and offers special support to foreigners in Germany. Over 9 million people place their trust in BARMER. If you have BARMER public health insurance, your spouse and children are co-insured for free. This is\u00a0not the case with\u00a0private insurances. Here you must\u00a0pay for\u00a0each member of the family.<\/p>\n<p>BARMER offers its service in over 16 languages. You can call the English\u00a0service hotline for free. An English-speaking employee will help\u00a0you find an English-speaking doctor or specialist. You can also call the hotline, if you want them to book an appointment at the doctor&#8217;s for you. It is the only public health insurance, which offers this service.<\/p>\n<p><strong>4\u00a0Steps to get public health insurance in Germany:<\/strong><\/p>\n<p>1. <a href=\"https:\/\/sympat.me\/solutions\/health-insurance-germany\/apply-public-health-insurance\/\">Fill out form online<\/a>.<br \/>\n2. Receive necessary documents &amp; a BARMER representative contacts you within 48 hours.<br \/>\n4. Get\u00a0a <strong>free\u00a0personal consultation<\/strong>\u00a0to answer all your questions.<br \/>\n5. Get immediate proof of your public health insurance.<\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1gukxj-e769bb4dce0c9d7f74da2b17a38ce241\">\n.flex_column.av-1gukxj-e769bb4dce0c9d7f74da2b17a38ce241{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1gukxj-e769bb4dce0c9d7f74da2b17a38ce241 av_two_third  avia-builder-el-21  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding  column-top-margin'     ><p><div class='avia-data-table-wrap av-1fyvvr-11b28559177e11b25a70376679ad706f avia_scrollable_table avia-table-1'><table  class='avia-table avia-data-table avia_pricing_default  avia-builder-el-22  el_before_av_toggle_container  avia-builder-el-first '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/Table\" ><tbody><tr class='avia-heading-row'><th class=''>Features<\/th><th class=''>BARMER Public Health Insurance<\/th><\/tr><tr class=''><td class=''>Free family co-insurance<\/td><td class=''>\u221a<\/td><\/tr><tr class=''><td class=''>Electronic Health Card<\/td><td class=''>\u221a<\/td><\/tr><tr class=''><td class=''>Service and info in English<\/td><td class=''>\u221a<\/td><\/tr><tr class=''><td class=''>List of English-speaking doctors<\/td><td class=''>\u221a<\/td><\/tr><tr class=''><td class=''>European Health Card<\/td><td class=''>\u221a<\/td><\/tr><tr class=''><td class=''>Free English hotline<\/td><td class=''>\u221a<\/td><\/tr><tr class=''><td class=''>Local branch offices<\/td><td class=''>\u221a<\/td><\/tr><tr class='avia-button-row'><td class=''><\/td><td class=''><div  class='avia-button-wrap av-10z1jn-ef81747f4ba4f2321c0449eda59a7561-wrap avia-button-center  avia-builder-el-23  avia-builder-el-no-sibling '><a href='https:\/\/expats.de\/health-insurance\/public-health-insurance\/barmer\/form\/'  class='avia-button av-10z1jn-ef81747f4ba4f2321c0449eda59a7561 avia-icon_select-yes-left-icon avia-size-medium avia-position-center avia-color-theme-color'  ><span class='avia_button_icon avia_button_icon_left' aria-hidden='true' data-av_icon='\ue832' data-av_iconfont='entypo-fontello'><\/span><span class='avia_iconbox_title' >Apply now<\/span><\/a><\/div><br \/>\n<\/td><\/tr><\/tbody><\/table><\/div><br \/>\n<div  class='togglecontainer av-jo4fvzmt-36d93df0f1d33b91377d98f7585cdc2e  avia-builder-el-24  el_after_av_table  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-vnov-c5805c7f7840f881bd5bc0370dfce248'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-1' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1'>Main advantages<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>At the largest German cash register comparison, FOCUS-MONEY (issue 7\/2018) of BARMER certifies an &#8220;outstanding service&#8221; and &#8220;excellent performance&#8221;. But more importantly: Flexible, powerful and also there for you in an emergency &#8211; BARMER offers you excellent service and attractive extras:<\/p>\n<ul>\n<li>The best medical care and expertise, nationwide<\/li>\n<li>100 percent reimbursement of the costs for travel vaccinations<\/li>\n<li>Naturopathic and alternative medicine<\/li>\n<li>24\/7 Teledoctor<\/li>\n<li>7Mind \u2013 one year for free<\/li>\n<li>The BARMER App \u2013 manage all important communication from wherever you are<\/li>\n<li>Rest well with our sleeping aid<\/li>\n<li>Receive a payout of up to 100 euros or other attractive bonuses each year:<\/li>\n<li>Optional tariff \u2013 up to 100 euros cashback annually<\/li>\n<li>Lifelong learning \u2013 allowances for health-promoting courses up to 200 \u20ac a year<\/li>\n<\/ul>\n<p><strong>Health insurance card:<\/strong><\/p>\n<p>The electronic health insurance card gives you fast access to the best treatment an healthcare wherever you happen to be in Europe.<\/p>\n<p><strong>Benefits abroad<\/strong><\/p>\n<p>Are you planning a trip abroad? It\u2019s always fun to go on vacation, but of course you might also be traveling for work (business trips, delegations, or interviews) or to receive targeted medical treatment.<\/p>\n<p><strong>We help you to stay healthy &#8211; prevention is better than cure<\/strong><\/p>\n<p>Our prevention programs go far beyond what is required by law. BARMER offers a wide range of preventive services to help you take an active role in improving your own health.<\/p>\n<p><strong>Personal support <\/strong><\/p>\n<p>From our local branch offices to online video telephony, through to mobile advice in your home \u2013 we are here for you.<\/p>\n<p><strong>Now, it`s your turn:<\/strong><\/p>\n<p>Get membership now and benefit from the many services that are included in BARMER medical insurance. We look forward to hearing from you.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-13zx7-8db857ceb4530ddd527517f61e384108'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-2' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2'>How much does it cost 2022<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Premium rates that are determined by the legislators apply. These are calculated as a percentage of income in line with the principle of solidarity \u2013 higher earners pay higher premiums.<\/p>\n<p><strong>For employees:\u00a0<\/strong>The general contribution rate in 2022 is 14.6 percent of your gross monthly earnings. BARMER\u2019s additional individual contribution rate is 1.5 percent. This means that BARMER members benefit from a consistently high quality of benefits and excellent customer service.<\/p>\n<p><strong>For students:\u00a0<\/strong>If you are younger than 25, you are usually automatically covered by your parents\u2019 family insurance \u2013 free of charge, of course. Are you older or do you earn more than 470 euros per month as a working student? Then you need your own health and nursing care insurance for students. BARMER offers this for as little as 111.07 euros per month.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-1h2m4n-79df2b37e0ba9273fd2e74365c5b79f9 av_one_third  avia-builder-el-25  el_after_av_two_third  avia-builder-el-last  flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jo4etv8p-fa8928258a779d36ca93d5b9a8474c4e\">\n.avia-video.av-jo4etv8p-fa8928258a779d36ca93d5b9a8474c4e{\nbackground-image:url(https:\/\/sympat.me\/wp-content\/uploads\/2022\/10\/barmer-300x156.jpg);\n}\n<\/style>\n<div  class='avia-video av-jo4etv8p-fa8928258a779d36ca93d5b9a8474c4e avia-video-16-9 av-preview-image avia-video-confirm_all av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/youtu.be\/yd2kTcPnhMo'><script type='text\/html' class='av-video-tmpl'> <div class=\"brlbs-cmpnt-container brlbs-cmpnt-content-blocker\" data-borlabs-cookie-content-blocker-id=\"youtube-content-blocker\" data-borlabs-cookie-content=\"PGRpdiBjbGFzcz0nYXZpYS1pZnJhbWUtd3JhcCc+PGlmcmFtZSB0aXRsZT0iRW1wbG95ZWVzIC0gSGVhbHRoIGluc3VyYW5jZSBjb250cmlidXRpb24gaW4gR2VybWFueSIgd2lkdGg9IjE1MDAiIGhlaWdodD0iODQ0IiBzcmM9Imh0dHBzOi8vd3d3LnlvdXR1YmUtbm9jb29raWUuY29tL2VtYmVkL3lkMmtUY1BuaE1vP2ZlYXR1cmU9b2VtYmVkIiBmcmFtZWJvcmRlcj0iMCIgYWxsb3c9ImFjY2VsZXJvbWV0ZXI7IGF1dG9wbGF5OyBjbGlwYm9hcmQtd3JpdGU7IGVuY3J5cHRlZC1tZWRpYTsgZ3lyb3Njb3BlOyBwaWN0dXJlLWluLXBpY3R1cmU7IHdlYi1zaGFyZSIgYWxsb3dmdWxsc2NyZWVuPjwvaWZyYW1lPjwvZGl2Pg==\" ><div class=\"brlbs-cmpnt-cb-preset-c brlbs-cmpnt-cb-youtube\"> <div class=\"brlbs-cmpnt-cb-thumbnail\" style=\"background-image: url('https:\/\/sympat.me\/wp-content\/uploads\/2022\/10\/barmer-300x156.jpg')\"><\/div> <div class=\"brlbs-cmpnt-cb-main\"> <div class=\"brlbs-cmpnt-cb-play-button\"><\/div> <div class=\"brlbs-cmpnt-cb-content\"> <p class=\"brlbs-cmpnt-cb-description\">You are currently viewing a placeholder content from <strong>Youtube<\/strong>. To access the actual content, click the button below. Please note that doing so will share data with third-party providers.<\/p> <a class=\"brlbs-cmpnt-cb-provider-toggle\" href=\"#\" data-borlabs-cookie-show-provider-information role=\"button\">More Information<\/a> <\/div> <div class=\"brlbs-cmpnt-cb-buttons\"> <a class=\"brlbs-cmpnt-cb-btn\" href=\"#\" data-borlabs-cookie-unblock role=\"button\">Unblock content<\/a> <a class=\"brlbs-cmpnt-cb-btn\" href=\"#\" data-borlabs-cookie-accept-service role=\"button\" style=\"display: inherit\">Accept required service and unblock content<\/a> <\/div> <\/div> <\/div><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8viiot8-06a843814bcc7e2de45f6c1bd0a53217\">\n.avia-section.av-l8viiot8-06a843814bcc7e2de45f6c1bd0a53217 .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/sympat.me\/wp-content\/uploads\/2022\/09\/john-schnobrich-2FPjlAyMQTA-unsplash.jpg);\nbackground-position:50% 0%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='careconcept'  class='avia-section av-l8viiot8-06a843814bcc7e2de45f6c1bd0a53217 main_color avia-section-default avia-no-shadow  avia-builder-el-27  el_after_av_section  el_before_av_section  avia-full-stretch av-parallax-section avia-bg-style-parallax av-minimum-height av-minimum-height-25 av-height-25  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_pc='25' data-av_min_height_opt='25'><div class='av-parallax' data-avia-parallax-ratio='0.3' ><div class='av-parallax-inner main_color avia-full-stretch'><\/div><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-39'><div class='entry-content-wrapper clearfix'>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_5'  class='avia-section av-av_section-7958f16fba4bd06168c849e9a41fdc0d main_color avia-section-default avia-no-shadow  avia-builder-el-28  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-39'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8vb10pl-5c6ad305768ae83fe9d623b6b94539af\">\n.avia-image-container.av-l8vb10pl-5c6ad305768ae83fe9d623b6b94539af img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l8vb10pl-5c6ad305768ae83fe9d623b6b94539af .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l8vb10pl-5c6ad305768ae83fe9d623b6b94539af av-styling- avia-align-  avia-builder-el-29  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img class='avia_image ' src='https:\/\/sympat.me\/wp-content\/uploads\/2022\/09\/1200px-Techniker_Krankenkasse_2016_logo.svg-260x185.png' alt='' title='1200px-Techniker_Krankenkasse_2016_logo.svg'  height=\"185\" width=\"260\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-decdff0fbf8f75d0be96725a83269fb0\">\n#top .hr.hr-invisible.av-av_hr-decdff0fbf8f75d0be96725a83269fb0{\nheight:10px;\n}\n<\/style>\n<div  class='hr av-av_hr-decdff0fbf8f75d0be96725a83269fb0 hr-invisible  avia-builder-el-30  el_after_av_image  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8vb1kav-d5e28d50607a6639ecdb7e86b1ab5ee2\">\n#top .av-special-heading.av-l8vb1kav-d5e28d50607a6639ecdb7e86b1ab5ee2{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-l8vb1kav-d5e28d50607a6639ecdb7e86b1ab5ee2 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-l8vb1kav-d5e28d50607a6639ecdb7e86b1ab5ee2 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-l8vb1kav-d5e28d50607a6639ecdb7e86b1ab5ee2 av-special-heading-h2 blockquote modern-quote  avia-builder-el-31  el_after_av_hr  el_before_av_one_full '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Public Health Insurance &#8211; TK<\/h2><div class='av-subheading av-subheading_below'><p>Apply online<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='flex_column av-av_one_full-516b7eac7a9c6cd1b746245801c7486c av_one_full  avia-builder-el-32  el_after_av_heading  el_before_av_two_third  first flex_column_div  '     ><p><section  class='av_textblock_section av-l8vb6clk-e6c2c44007fc8e00262e244ea0064009 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>As a public corporation, TK does not operate for profit, nor is it beholden to shareholders. They see themselves as representatives of the interests of the insured. Their goal is to ensure that policyholders get the most out of their premiums.<\/p>\n<p>You want a partner that focuses on your interests and needs from the very beginning when it comes to your health?<\/p>\n<p>In that case, Techniker Krankenkasse (TK) may be just the right choice for you. TK is a modern healthcare provider where strong benefits, expert advice and convenient service are closely linked.<\/p>\n<h3><span id=\"Online_application_TK_-_How_it_works\">Online application TK<\/span><\/h3>\n<ol>\n<li>Fill out the\u00a0<a href=\"https:\/\/expats.de\/health-insurance\/public-health-insurance\/tk\/form\/\">online application form<\/a><\/li>\n<li>We will immediately send you a confirmation of your application for membership. If necessary, submit the required documents to us.<\/li>\n<li>We will forward everything to TK.<\/li>\n<li>After your documents have been checked, you will receive confirmation of insurance from Techniker Krankenkasse.<\/li>\n<li>You can upload your passport photo online. To do this, you will need a 10-digit number, which you will receive automatically from TK as soon as your membership application has been received by TK.<\/li>\n<\/ol>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8vbd180-3c70291ce49c48a49c7c23e9134084bc\">\n#top .hr.hr-invisible.av-l8vbd180-3c70291ce49c48a49c7c23e9134084bc{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-l8vbd180-3c70291ce49c48a49c7c23e9134084bc hr-invisible  avia-builder-el-34  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-l8vbpl4g-33d69ca4262d944a7a7e67e9ddfdb794-wrap avia-button-left  avia-builder-el-35  el_after_av_hr  avia-builder-el-last '><a href='https:\/\/expats.de\/health-insurance\/public-health-insurance\/tk\/form\/'  class='avia-button av-l8vbpl4g-33d69ca4262d944a7a7e67e9ddfdb794 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >TK - Apply online<\/span><\/a><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_two_third-d3367839b90fa10d0091ac185a66b338\">\n.flex_column.av-av_two_third-d3367839b90fa10d0091ac185a66b338{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-av_two_third-d3367839b90fa10d0091ac185a66b338 av_two_third  avia-builder-el-36  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding  column-top-margin'     ><div  class='togglecontainer av-l8vb98ln-0027607035777bbc59744725b507991f  avia-builder-el-37  avia-builder-el-no-sibling  toggle_close_all' >\n<section class='av_toggle_section av-l8vb8dx4-3ec5a69017222e9db5018eb23760f11a'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-3' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3'>Main advantages<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>TK was named the best health insurer in Germany by <a id=\"wp-block-file--media-451fd9c8-68b5-490b-989e-7ed6b9365ae7\" href=\"https:\/\/e5aju8ur888.exactdn.com\/wp-content\/uploads\/2022\/09\/Focus-Money-2022.pdf\" class=\"broken_link\"><strong>Focus-Money-2022<\/strong><\/a><\/p>\n<p>In 2021, techniker kasse was also named Germany\u2019s\u00a0<a href=\"https:\/\/www.tk.de\/techniker\/unternehmensseiten\/unternehmen\/ueber-die-tk\/beste-kasse-studierende-2071022?tkcm=ab\">best health insurer for students<\/a>\u00a0by Fokus online. In this video, you can find out which advantages TK has specifically for students.<\/p>\n<ul>\n<li>free choice of specialist and dentist \u2013 provided he or she is licensed as an SHI-accredited doctor<\/li>\n<li>Treatment in approved hospitals<\/li>\n<li>cost absorption for approved alternative medicine<\/li>\n<li>medical check-ups<\/li>\n<li>health insurance cover when traveling to other EU member states<\/li>\n<li>TK-ReiseMediCall \u2013 for example, if you need information about vaccinations<\/li>\n<\/ul>\n<div class=\"wp-block-file\"><a id=\"wp-block-file--media-bf43326d-c5c5-4b84-a86f-7b1eb8d8e843\" href=\"https:\/\/e5aju8ur888.exactdn.com\/wp-content\/uploads\/2022\/09\/TK-Benefits-EN.pdf\" class=\"broken_link\">TK-Benefits-EN-<\/a><a class=\"wp-block-file__button broken_link\" href=\"https:\/\/e5aju8ur888.exactdn.com\/wp-content\/uploads\/2022\/09\/TK-Benefits-EN.pdf\" download=\"\" describedby=\"wp-block-file--media-bf43326d-c5c5-4b84-a86f-7b1eb8d8e843\">Download<\/a><\/div>\n<p><strong>Do you have further questions about TK health insurance in Germany?<\/strong><\/p>\n<p>The TK team will be happy to answer your questions personally. You can reach them around the clock, 365 days a year.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-l8vb95vw-e99ad6918ab2050413d2f4b285b64dee'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-4' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4'>How much does it cost 2022<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p><strong>For employees:<\/strong>\u00a0Since January 1, 2015, there have been new regulations for contributions to statutory health insurance. Employers and employees share equally in the nationwide uniform contribution rate of 14.6 percent.<\/p>\n<p>In addition, each health insurance fund can levy an individual additional contribution, which must be borne solely by the insured person. At TK, the additional contribution in 2022 is 1.2 percent, which is lower than the statutory average of 1.3 percent.<\/p>\n<p><strong>For students:<\/strong>\u00a0If you have not yet completed your studies but have already reached the age of 30, you can continue to insure yourself with TK. You pay the minimum contribution for voluntary insurance as long as your income subject to contributions does not exceed 1,096.67 \u20ac per month.<\/p>\n<p>Students will pay 166.69 euros per month for continued health insurance from January 2022. The minimum contribution for long-term care insurance is 33.45 euros per month, and 37.29 euros per month for childless persons aged 23 and older.<\/p>\n<p>After your insurance as a student ends, you pay the regular contributions for voluntarily insured persons. They depend on your income.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><div  class='flex_column av-av_one_third-f73a11ccd29996a2a11249d534554c23 av_one_third  avia-builder-el-38  el_after_av_two_third  avia-builder-el-last  flex_column_div  column-top-margin'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8vb74t0-38830c1d070801613f9c322c6a6c1df5\">\n.avia-video.av-l8vb74t0-38830c1d070801613f9c322c6a6c1df5{\nbackground-image:url(https:\/\/sympat.me\/wp-content\/uploads\/2022\/09\/1200px-Techniker_Krankenkasse_2016_logo.svg-300x300.png);\n}\n<\/style>\n<div  class='avia-video av-l8vb74t0-38830c1d070801613f9c322c6a6c1df5 avia-video-16-9 av-preview-image avia-video-confirm_all av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/youtu.be\/WHeEolCUCbY?list=PLRxTIUIfkGeQMK8V6INdsX4qTc5BPfvx9'><script type='text\/html' class='av-video-tmpl'> <div class=\"brlbs-cmpnt-container brlbs-cmpnt-content-blocker\" data-borlabs-cookie-content-blocker-id=\"youtube-content-blocker\" data-borlabs-cookie-content=\"PGRpdiBjbGFzcz0nYXZpYS1pZnJhbWUtd3JhcCc+PGlmcmFtZSB0aXRsZT0iR2VybWFuIGhlYWx0aCBpbnN1cmFuY2UgZm9yIGZvcmVpZ24gc3R1ZGVudHMiIHdpZHRoPSIxNTAwIiBoZWlnaHQ9Ijg0NCIgc3JjPSJodHRwczovL3d3dy55b3V0dWJlLW5vY29va2llLmNvbS9lbWJlZC9XSGVFb2xDVUNiWT9saXN0PVBMUnhUSVVJZmtHZVFNSzhWNklOZHNYNHFUYzVCUGZ2eDkiIGZyYW1lYm9yZGVyPSIwIiBhbGxvdz0iYWNjZWxlcm9tZXRlcjsgYXV0b3BsYXk7IGNsaXBib2FyZC13cml0ZTsgZW5jcnlwdGVkLW1lZGlhOyBneXJvc2NvcGU7IHBpY3R1cmUtaW4tcGljdHVyZTsgd2ViLXNoYXJlIiBhbGxvd2Z1bGxzY3JlZW4+PC9pZnJhbWU+PC9kaXY+\" ><div class=\"brlbs-cmpnt-cb-preset-c brlbs-cmpnt-cb-youtube\"> <div class=\"brlbs-cmpnt-cb-thumbnail\" style=\"background-image: url('https:\/\/sympat.me\/wp-content\/uploads\/2022\/09\/1200px-Techniker_Krankenkasse_2016_logo.svg-300x300.png')\"><\/div> <div class=\"brlbs-cmpnt-cb-main\"> <div class=\"brlbs-cmpnt-cb-play-button\"><\/div> <div class=\"brlbs-cmpnt-cb-content\"> <p class=\"brlbs-cmpnt-cb-description\">You are currently viewing a placeholder content from <strong>Youtube<\/strong>. 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Please note that doing so will share data with third-party providers.<\/p> <a class=\"brlbs-cmpnt-cb-provider-toggle\" href=\"#\" data-borlabs-cookie-show-provider-information role=\"button\">More Information<\/a> <\/div> <div class=\"brlbs-cmpnt-cb-buttons\"> <a class=\"brlbs-cmpnt-cb-btn\" href=\"#\" data-borlabs-cookie-unblock role=\"button\">Unblock content<\/a> <a class=\"brlbs-cmpnt-cb-btn\" href=\"#\" data-borlabs-cookie-accept-service role=\"button\" style=\"display: inherit\">Accept required service and unblock content<\/a> <\/div> <\/div> <\/div><\/div><\/script><div class='av-click-to-play-overlay'><div class=\"avia_playpause_icon\"><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-10o49b-e9c6accc8d432fe1bd75f9eeed07c613\">\n.avia-section.av-10o49b-e9c6accc8d432fe1bd75f9eeed07c613 .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/sympat.me\/wp-content\/uploads\/2022\/09\/health-card-g7770979eb_1920.jpg);\nbackground-position:50% 0%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='careconcept'  class='avia-section av-10o49b-e9c6accc8d432fe1bd75f9eeed07c613 main_color avia-section-default avia-no-shadow  avia-builder-el-40  el_after_av_section  el_before_av_section  avia-full-stretch av-parallax-section avia-bg-style-parallax av-minimum-height av-minimum-height-25 av-height-25  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_pc='25' data-av_min_height_opt='25'><div class='av-parallax' data-avia-parallax-ratio='0.3' ><div class='av-parallax-inner main_color avia-full-stretch'><\/div><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-39'><div class='entry-content-wrapper clearfix'>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_7'  class='avia-section av-10355z-aa52512af99bef370c653b52ac1810f4 main_color avia-section-default avia-no-shadow  avia-builder-el-41  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-39'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-z8yqv-64b558952905d0a70bd4b603eb04347c\">\n.avia-image-container.av-z8yqv-64b558952905d0a70bd4b603eb04347c img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-z8yqv-64b558952905d0a70bd4b603eb04347c .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-z8yqv-64b558952905d0a70bd4b603eb04347c av-styling- avia-align-left  avia-builder-el-42  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img class='avia_image ' src='https:\/\/sympat.me\/wp-content\/uploads\/2014\/04\/logo-auslandskrankenversicherung_care_concept.gif' alt='' title='logo-auslandskrankenversicherung_care_concept'  height=\"85\" width=\"248\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-yuxyn-13baaf3c2e9cb4ea00cf5c0465ce5668\">\n#top .hr.hr-invisible.av-yuxyn-13baaf3c2e9cb4ea00cf5c0465ce5668{\nheight:10px;\n}\n<\/style>\n<div  class='hr av-yuxyn-13baaf3c2e9cb4ea00cf5c0465ce5668 hr-invisible  avia-builder-el-43  el_after_av_image  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-y4tar-e1fc8b166816c1cc021ff5174b7b2edf\">\n#top .av-special-heading.av-y4tar-e1fc8b166816c1cc021ff5174b7b2edf{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-y4tar-e1fc8b166816c1cc021ff5174b7b2edf .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-y4tar-e1fc8b166816c1cc021ff5174b7b2edf .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-y4tar-e1fc8b166816c1cc021ff5174b7b2edf av-special-heading-h2 blockquote modern-quote  avia-builder-el-44  el_after_av_hr  el_before_av_one_full '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >CareConcept &#8211; Private Health Insurance <\/h2><div class='av-subheading av-subheading_below'><p>Get IMMEDIATE insurance proof!<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='flex_column av-av_one_full-7714eba142aeda1f8b5272a3c372b279 av_one_full  avia-builder-el-45  el_after_av_heading  el_before_av_two_fifth  first flex_column_div  '     ><p><section  class='av_textblock_section av-xh8av-b59a0bbfe0d2bcdfa2f5719f0305abc5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>The Care Expatriate international health insurance is tailored to the specific needs of private and business travelers, as well as people on global assignment or emigrating worldwide. This health insurance can be taken out for long-term travel (stays abroad of at least 3 months up to a maximum of 5 years) up to a maximum entry age of 74.<\/p>\n<ul>\n<li><em>You are even covered if you plan to temporary return to your home country<\/em><\/li>\n<li><em>Insurance coverage applies to treatment in foreign countries worldwide<\/em><\/li>\n<\/ul>\n<p><strong>CareConcept is suited for foreigners in Germany in the following cases:<\/strong><\/p>\n<p>\u221a You need an official proof of health insurance for a<strong>\u00a0<\/strong>visa or a residence permit.*<br \/>\n\u221a You want to stay in Germany for a limited amount of time as an intern, tourist, student etc.<br \/>\n\u221a You are planning to stay in Germany for an extended period of time as an expat.<br \/>\n\u221a You need health insurance to travel around Europe and other places.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_hr-3a876428eececa9d35452247ddb053af\">\n#top .hr.hr-invisible.av-av_hr-3a876428eececa9d35452247ddb053af{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-av_hr-3a876428eececa9d35452247ddb053af hr-invisible  avia-builder-el-47  el_after_av_textblock  el_before_av_button '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-button-wrap av-l8vawreo-29c854452ead3cd0735b23d7c2140f04-wrap avia-button-left  avia-builder-el-48  el_after_av_hr  avia-builder-el-last '><a href='https:\/\/www.care-concept.de\/expatriates_eng.php?navilang=eng&amp;vmnr=003423000G&amp;mail=info@expats.de&amp;vmmx=expats'  class='avia-button av-l8vawreo-29c854452ead3cd0735b23d7c2140f04 avia-icon_select-no avia-size-small avia-position-left avia-color-theme-color'  ><span class='avia_iconbox_title' >Care Concept - Apply online<\/span><\/a><\/div><\/p><\/div><div  class='flex_column av-wy0hb-790408e46c586b73768e80d577a7a665 av_two_fifth  avia-builder-el-49  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><section  class='av_textblock_section av-39bbz-ebfd74bb57b015cc355d6bb470192c87 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p><strong>4\u00a0Easy Steps to get private health insurance:<\/strong><\/p>\n<p>1.\u00a0<a href=\"http:\/\/www.care-concept.de\/krankenversicherung\/vergleich\/auslandskrankenversicherung_tf_eng.php?navilang=eng&amp;vmnr=003423000G&amp;blanko=ja&amp;fs=hb&amp;mail=info@sympat.me\" target=\"_blank\" rel=\"noopener\">Choose health insurance package.<\/a><br \/>\n2. Click\u00a0on <strong>send<\/strong>, it is secure!<br \/>\n3. Submit and pay (startin at 1\u20ac per day).<br \/>\n4. Get official confirmation within hours.<\/p>\n<p><!-- \/wp:buttons --><\/p>\n<\/div><\/section><\/div><div  class='flex_column av-hhflj-e5af3a1420a5669b451959833b67abd0 av_one_full  avia-builder-el-51  el_after_av_two_fifth  avia-builder-el-last  first flex_column_div  '     ><section  class='av_textblock_section av-grltb-687d53d428020727000d9e6ca8d17f0f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>*Many\u00a0users\u00a0got the <em>Care Economy Package<\/em> and this was sufficient for their visa; others were asked by the <em>Auslanderbeh\u00f6rde<\/em> to get a Care Concept Package\u00a0costing\u00a0at least 100,-\u00a0\u20ac\/ month so that it be the equivalent to the value of public health insurance.<\/p>\n<\/div><\/section><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gkxdr-ba019c1f24a9f2a079f93a4964d57c92\">\n.avia-section.av-gkxdr-ba019c1f24a9f2a079f93a4964d57c92 .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/sympat.me\/wp-content\/uploads\/2022\/08\/online-marketing-hIgeoQjS_iE-unsplash-scaled.jpg);\nbackground-position:50% 0%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='private'  class='avia-section av-gkxdr-ba019c1f24a9f2a079f93a4964d57c92 main_color avia-section-default avia-no-shadow  avia-builder-el-53  el_after_av_section  el_before_av_image  avia-full-stretch av-parallax-section avia-bg-style-parallax av-minimum-height av-minimum-height-25 av-height-25  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_pc='25' data-av_min_height_opt='25'><div class='av-parallax' data-avia-parallax-ratio='0.3' ><div class='av-parallax-inner main_color avia-full-stretch'><\/div><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-39'><div class='entry-content-wrapper clearfix'><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_8'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-39'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8uatnj6-26b04743a18260647c8f6922514ae627\">\n.avia-image-container.av-l8uatnj6-26b04743a18260647c8f6922514ae627 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l8uatnj6-26b04743a18260647c8f6922514ae627 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l8uatnj6-26b04743a18260647c8f6922514ae627 av-styling- avia-align-left  avia-builder-el-54  el_after_av_section  el_before_av_section  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img class='avia_image ' src='https:\/\/sympat.me\/wp-content\/uploads\/2022\/09\/0x0-300x99.png' alt='' title='0x0'  height=\"99\" width=\"300\"  itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='private'  class='avia-section av-fybsv-5ae9a892b3ead6a841c7a35c4032d620 main_color avia-section-default avia-no-shadow  avia-builder-el-55  el_after_av_image  avia-builder-el-last  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-39'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-k2ng6h85-2ec1dffcba6007cf4d35b9b425ad5305\">\n#top .av-special-heading.av-k2ng6h85-2ec1dffcba6007cf4d35b9b425ad5305{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-k2ng6h85-2ec1dffcba6007cf4d35b9b425ad5305 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-k2ng6h85-2ec1dffcba6007cf4d35b9b425ad5305 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-k2ng6h85-2ec1dffcba6007cf4d35b9b425ad5305 av-special-heading-h2 blockquote modern-quote  avia-builder-el-56  el_before_av_two_third  avia-builder-el-first  av-linked-heading'><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Private Health Insurance in Germany<\/h2><div class='av-subheading av-subheading_below'><p>ottonova &#8211; German Health Insurance for Expats<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='flex_column av-euoy7-71e9f28d0aaf4fc4ab308c64c21dfa79 av_two_third  avia-builder-el-57  el_after_av_heading  el_before_av_one_third  first flex_column_div  '     ><section  class='av_textblock_section av-e1s4r-4dbe128fc5a8c22b78a73969ed21a94a '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>You can save much money if you sign up with ottonova and still get much better coverage than public health insurance. Non-EU Expats can save even more by joining our special expat coverage<\/p>\n<p><strong>How it works:<\/strong><\/p>\n<p>To help you with our online sign-up process, we\u2019ll set up an appointment to chat on the phone.<br \/>\nWe can answer any questions you might have and guide you through the steps, one at a time. In English!<br \/>\nJust click on <a href=\"https:\/\/sympat.me\/out\/fa?t=19790C285653786T&amp;subid=post-en\">\u201cGet free Consultation\u201d<\/a> to get started!<br \/>\nIt\u2019s as simple as that.<\/p>\n<p><strong>Facts<\/strong><\/p>\n<ul>\n<li>Special expat rates \u2013 And excellent coverage<\/li>\n<li>Get your visa \u2013 Fulfills all legal requirements<\/li>\n<li>24\/7 English support \u2013 To make your life easier<\/li>\n<li>No paperwork \u2013 Sign up online &amp; use the app<\/li>\n<li><a href=\"https:\/\/sympat.me\/out\/fa?t=19790C285668882T&amp;subid=post-en\">Top-up dental plan<\/a> from 8,80\u20ac\/ month<\/li>\n<\/ul>\n<\/div><\/section><\/div><div  class='flex_column av-av_one_third-f73a11ccd29996a2a11249d534554c23 av_one_third  avia-builder-el-59  el_after_av_two_third  el_before_av_three_fifth  flex_column_div  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8uaw6xg-21c739a23f8aa8190ea3be210a9c81ef\">\n.avia-video.av-l8uaw6xg-21c739a23f8aa8190ea3be210a9c81ef{\nbackground-image:url(https:\/\/sympat.me\/wp-content\/uploads\/2022\/10\/ottonova-300x170.jpg);\n}\n<\/style>\n<div  class='avia-video av-l8uaw6xg-21c739a23f8aa8190ea3be210a9c81ef avia-video-16-9 av-preview-image avia-video-confirm_all av-lazyload-video-embed'  itemprop=\"video\" itemtype=\"https:\/\/schema.org\/VideoObject\"  data-original_url='https:\/\/youtu.be\/W0EeDQdYZSc'><script type='text\/html' class='av-video-tmpl'> <div class=\"brlbs-cmpnt-container brlbs-cmpnt-content-blocker\" data-borlabs-cookie-content-blocker-id=\"youtube-content-blocker\" data-borlabs-cookie-content=\"PGRpdiBjbGFzcz0nYXZpYS1pZnJhbWUtd3JhcCc+PGlmcmFtZSB0aXRsZT0iWW91ciBTcGVjaWFsIEV4cGF0IFRhcmlmZiBBdmFpbGFibGUgQXQgb3R0b25vdmEiIHdpZHRoPSIxNTAwIiBoZWlnaHQ9Ijg0NCIgc3JjPSJodHRwczovL3d3dy55b3V0dWJlLW5vY29va2llLmNvbS9lbWJlZC9XMEVlRFFkWVpTYz9mZWF0dXJlPW9lbWJlZCIgZnJhbWVib3JkZXI9IjAiIGFsbG93PSJhY2NlbGVyb21ldGVyOyBhdXRvcGxheTsgY2xpcGJvYXJkLXdyaXRlOyBlbmNyeXB0ZWQtbWVkaWE7IGd5cm9zY29wZTsgcGljdHVyZS1pbi1waWN0dXJlOyB3ZWItc2hhcmUiIGFsbG93ZnVsbHNjcmVlbj48L2lmcmFtZT48L2Rpdj4=\" ><div class=\"brlbs-cmpnt-cb-preset-c brlbs-cmpnt-cb-youtube\"> <div class=\"brlbs-cmpnt-cb-thumbnail\" style=\"background-image: url('https:\/\/sympat.me\/wp-content\/uploads\/2022\/10\/ottonova-300x170.jpg')\"><\/div> <div class=\"brlbs-cmpnt-cb-main\"> <div class=\"brlbs-cmpnt-cb-play-button\"><\/div> <div class=\"brlbs-cmpnt-cb-content\"> <p class=\"brlbs-cmpnt-cb-description\">You are currently viewing a placeholder content from <strong>Youtube<\/strong>. To access the actual content, click the button below. 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